Perception vs. Reality There’s an alarming difference between perception and reality for current and future retirees. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Content Inflation & Retirement Estimate how much income may be needed at retirement to maintain your standard of living. Retirement Is a Beginning Key questions to answer when you are considering retirement. Insurance Needs Assessment: When You're Newly Married Marriage changes everything, including your insurance needs.